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    <p>Dear friends of the retreat center,
        I am posting this notice as a way for some of 
        you to donate to the ministry here at the 
        Redemptorist Retreat Center.  Our official
        name is, "Our Mother of Perpetual Help Retreat House".  
        I hope this helps in some way and thank you for your 
        continued support, financially and spiritually by your 
        many prayers and contributions.
        Brother Gerry Patin, C.Ss.R.
        Director
    </p>
    <p>
        IF YOU ARE 70 1/2 OR OLDER, PLEASE READ!
        As part of the "fiscal cliff" deal in January, 
        2013, Congress has resurrected a popular tax-
        law provision, known as the "IRA charitable 
        rollover," that had expired at the end of 2011.  
        The rule allows many investors 70 1/2 or older to 
        transfer as much as $100,000 a year from an 
        individual retirement account directly to a 
        qualified charity without having to count any of 
        that transfer as taxable income.  
        The transfer, if done properly, counts toward 
        the taxpayer's required minimum distribution for that year.
        However, according to a Senate Finance Committee document, 
        the law is scheduled to "sunset," or die, at the end of 2013.
        If you are considering a donation to the Redemptorist Retreat Center, 
        this may be an opportunity to benefit both the Retreat Center and your 
        tax situation! Your tax advisor can provide information to help decide 
        whether this may be an advantage for you.

        Incidentally, some people ignore these types of suggestions as they feel 
        their income levels do not warrant these types of arrangements. But, if 
        you use the standard deduction in lieu of itemizing your deductible expenses 
        --- including charitable contributions --- this may still 
        provide you an advantage.

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